Author - Publicmitra

visakha-nakshatra

Vishakha Nakshatra: The Complete Astrological Guide

1. Introduction to Vishakha Nakshatra Vishakha Nakshatra is the 16th lunar mansion in Vedic astrology, spanning from 20°00' Libra to 3°20' Scorpio. Ruled by Indra and Agni, this star symbolizes determination, ambition, and spiritual power. Key Astrological Snapshot ParameterDetailsNakshatra Number16Zodiac Sign (Rasi)Libra (Tula) & Scorpio (Vrishchika)Lord (Deity)Indra (King of Gods) & Agni (Fire God)Gana (Temperament)Rakshasa (Demon)Nadi (Pulse)Pitta (Fiery)SymbolTriumphal...

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asset-building-2025

Asset Building 101: The Complete Guide to Growing Your Wealth (2025)

1. The Fundamentals of Asset Building Building wealth isn't about getting rich quick—it's about strategic accumulation and smart management of assets that appreciate over time. Whether you're starting with ₹10,000 or ₹10 lakhs, these principles apply: ✅ The Power of Compounding: ₹10,000 invested at 12% for 20 years = ₹1.1 lakh✅ Asset Allocation: Balancing risk vs reward across...

Financial Literacy, Personal
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fd-child-education

Fixed Deposits for Child’s Education: A Smart Choice or Missed Opportunity? (2025 Guide)

1. The Critical Question: Can FDs Alone Fund Your Child's Education? As education costs in India rise at 10-12% annually (far above FD returns), parents must rethink traditional savings approaches. This analysis reveals: ✅ Current FD rates vs education inflation✅ Tax pitfalls in child FDs✅ 5 better alternatives with higher returns✅ How to combine FDs with growth investments 2....

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wealth-preservation

Investment Strategies for High Net Worth Individuals: Safeguarding and Growing Wealth

1. Introduction: The Unique Challenges of HNI Wealth Management High Net Worth Individuals (HNIs) - typically those with investable assets exceeding ₹5 crore - face distinct financial challenges that require specialized strategies. Unlike retail investors, HNIs must balance: ✔ Wealth preservation in volatile markets✔ Tax optimization across multiple income streams✔ Intergenerational wealth transfer✔ Alternative investment opportunities This comprehensive guide...

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high-return-retirement-portfolio

How to Create a Safe & High-Return Portfolio with ₹30 Lakhs After Retirement in India (2025 Guide)

1. Introduction Retirement planning requires a balanced approach—ensuring safety while generating enough returns to beat inflation. With ₹30 lakhs, you can build a portfolio that provides monthly income, capital protection, and moderate growth. This guide covers: ✅ Best low-risk, high-return investments for retirees✅ Expected monthly income from ₹30 lakhs✅ Tax-efficient strategies✅ Sample portfolio allocation 2. Key Principles for a Retirement Portfolio PrincipleWhy It MattersCapital ProtectionAvoid risky assets to safeguard...

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retirement-corpus

Where to Invest Retirement Corpus for Monthly Income: Best Low-Risk Investment Plans in India (2025 Guide)

1. Introduction Retirement planning requires a careful balance between safety, income generation, and liquidity. With rising inflation and uncertain market conditions, retirees need low-risk investment options that provide regular monthly income without exposing their hard-earned savings to volatility. This guide covers: ✅ Best low-risk retirement investment plans in India✅ Expected monthly income from different instruments✅ Tax implications on retirement income✅ How to build a balanced...

Financial Literacy, Personal
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fd-investment-30-lakhs

How to Invest ₹30 Lakhs After Retirement: Best Low-Risk Options for Steady Income

1. Introduction Retirement marks a new phase of life where financial security becomes the top priority. If you have ₹30 lakhs to invest, choosing the right low-risk options is crucial to ensure a steady income while protecting your capital. This guide covers:✅ Best low-risk investment options for retirees✅ Expected monthly/yearly returns from ₹30 lakhs✅ Tax implications on retirement income✅ Balanced portfolio strategies for safety and growth 2. Key Principles...

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best-fd-returns-in-india

Small Steps, Big Returns: How ₹5,000 Can Grow in a Fixed Deposit with High Returns

1. Introduction Many people believe that investing requires large sums of money, but even ₹5,000 can grow significantly in a fixed deposit (FD) with the right strategy. Fixed deposits are one of India’s safest and most predictable investment options, offering guaranteed returns with minimal risk. In this guide, we’ll explore: Best fixed deposit returns in India (2025) How to calculate fixed deposit...

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stranger-sons-gin

Stranger & Sons Gin: The Complete Indian Craft Gin Guide

1. Introduction to Stranger & Sons Gin Stranger & Sons has revolutionized India's craft spirits scene as one of the country's first premium small-batch gins. This Goa-based distillery combines traditional gin-making with Indian botanicals, creating a spirit that's winning global acclaim. This guide covers everything from its price in India, alcohol percentage, signature flavors, best cocktails, to...

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monkey-47-gin

Monkey 47 Gin: The Ultimate Guide to Price, Cocktails & Health Facts

1. Introduction to Monkey 47 Gin Monkey 47 is a premium German gin that has taken the spirits world by storm with its complex flavor profile and intriguing backstory. This Schwarzwald dry gin stands out for its: 47 unique botanicals (the most of any gin) 47% alcohol content (unusually high for gin) Aged in traditional casks for added complexity Whether...

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