Personal

retirement-corpus

Where to Invest Retirement Corpus for Monthly Income: Best Low-Risk Investment Plans in India (2025 Guide)

1. Introduction Retirement planning requires a careful balance between safety, income generation, and liquidity. With rising inflation and uncertain market conditions, retirees need low-risk investment options that provide regular monthly income without exposing their hard-earned savings to volatility. This guide covers: ✅ Best low-risk retirement investment plans in India✅ Expected monthly income from different instruments✅ Tax implications on retirement income✅ How to build a balanced...

Financial Literacy, Personal
Read more +
fd-investment-30-lakhs

How to Invest ₹30 Lakhs After Retirement: Best Low-Risk Options for Steady Income

1. Introduction Retirement marks a new phase of life where financial security becomes the top priority. If you have ₹30 lakhs to invest, choosing the right low-risk options is crucial to ensure a steady income while protecting your capital. This guide covers:✅ Best low-risk investment options for retirees✅ Expected monthly/yearly returns from ₹30 lakhs✅ Tax implications on retirement income✅ Balanced portfolio strategies for safety and growth 2. Key Principles...

Financial Literacy, Personal
Read more +
repo-rate-home-loan

How the RBI’s 0.50% Repo Rate Cut Will Reduce Your Home Loan EMI

Introduction The Reserve Bank of India (RBI) has announced a 50 basis points (0.50%) repo rate cut, bringing it down to 6.50%. This move is expected to significantly reduce home loan EMIs for borrowers with floating interest rates. If you have a home loan from HDFC, SBI, ICICI, or other banks, this article explains exactly how much you will...

Financial Literacy, Personal
Read more +
hdfc-parivartan-scheme

What Is The HDFC Parivartan Scholarship Program?

The program is an initiative of HDFC Bank, a leading private-sector bank. It is a part of corporate social responsibility. It aids the academically talented and economically disadvantaged students. It supports the students to continue their education despite the financial crisis. HDFC Parivartan scholarship program The bank has a social initiative called...

Financial Literacy, Personal
Read more +
Are-There-Green-Bonds-in-India

Are There Green Bonds in India?

Green bonds are a particular class of fixed-income financial instruments issued to raise money for projects or initiatives that have favorable environmental effects. Investing in these bonds will support clean energy, efficient energy use, pollution prevention, sustainable agriculture, and other environmental initiatives. Green bonds stand out because of their emphasis...

Financial Literacy, Personal
Read more +